WatchOS 4.2 update brings support for Apple Pay Cash and more

Angelica Greene
December 7, 2017

Apple has released watchOS 4.2 for the Apple Watch.

Though retail purchases are possible with Apple Pay Cash, the service's primary function is an easy way to transfer money between friends through iMessage. The recipient doesn't even need to have Apple Pay setup on their device first.

Apple Pay is now the simplest and most convenient way to make person to person payments on iPhone, iPad and Apple Watch.

Once activated, an Apple Pay Cash card will appear in Wallet and you'll be able to access Apple Pay Cash in the Wallet app.

You need to restart your devices before they can start to send and receive money.

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What is Apple pay Cash?

To use Apple Pay Cash features, users must have an iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 or iPad mini 3. iPhones and iPads should be updated with iOS 11.2, while Apple Watch owners should install watchOS 4.2. And since there's no Touch ID, much less Face ID, you'll have to key in your passcode the old-fashioned way.

Person to person payments and Apple Pay Cash are available in the USA on iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3 or later. Apple Pay, of course, has been available from the original Watch back in 2015, before receiving a wider rollout over the past couple of years.

But despite the delays, it's here now, and it's a significant evolution of Apple Pay, if only for the fact that it directly takes on Google Wallet's and Venmo's peer-to-peer payments feature. For example, the maximum balance on an Apple Pay Cash card users can have after verifying their identity is $20,000. If you are adding cash, there is a minimum of $10 per transaction. Within a 7-day period, users can send up to $20,000 tho their bank account. More sports services will be added in future, Apple said.

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